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Lenders

Going to a random internet lender can be one of the biggest financial mistakes you make in purchasing a home. Late closings, tacked-on fees and changed interest rates are all reasons why. Please use a referral (if not mine, then one from someone else you trust). Also, it is a financially smart decision to shop around when possible.

By the way, I get nothing from recommending the following lenders except the peace of mind that comes from knowing you will be taken care of properly.  But tell them I sent you; it always helps.

From anyone you contact regarding getting approved, ask for an official estimate of closing costs. Lenders can only control the interest rate and the 800-line item fees on this sheet, so there is no need to compare any of the rest of the closing costs, as these are property- and settlement company-specific.  The official APR will give you an across the board comparison between lenders’ fees and rates.  Know though that until the day you lock in (when you are under contract), no rate is ever guaranteed.

Lenders I Recommend and Trust

Jon Okun, Prosperity Home Mortgage

7700 Old Georgetown Road #120, Bethesda MD 20814
Cell Number: (443)610-8371

Website/Online Application
Jon gives EXCELLENT customer service and is one of the quickest and most responsive lenders I know – I’ve used him personally several times. He is very knowledgeable, competitive and has tons of different loan programs. Highly recommended; he lends for coops as well. Jon was ranked in the top 150 loan officers in the country for volume (Scotsman Guide).

Mya Tran-Harter, InterCoastal Mortgage

4100 Monument Corner Dr, Suite 220, Fairfax, VA 22030
Work Number: (703) 364-5644
Cell Number:  (703) 851-1810

Website/Online Application
Quick and excellent service.  Because of their ability to keep some portfolio loans, InterCoastal has some programs that others might not (eg: investor loans for high investor-owned condos). She also does construction/renovation loans.

Scott Davis, Atlantic Coast Mortgage

4097 Monument Corner Drive, 6th Floor, Fairfax, VA 22030
Work Number: (202) 688-1784
Cell Number: (202) 486-8389
Website/Online Application
A Compass partner.  Scott is a great lender who I have used personally.  Processing and underwriting are done in office.  Can do construction and new build loans.

Francki DiFrancesco, Apex Home Loans

3204 Tower Oaks Blvd #400, Rockville, MD 20852
Work Number: (240) 268-3141
Cell Number: (301) 938-3296

Website/Online Application
Francki is very quick and thorough and is a great person to work with.  Processing and underwriting are done in office.

Greg Kingsbury, Vellum Mortgage

1910 Towne Center Blvd., Suite 250, Annapolis, MD 21401
Work Number: (202) 540-9999 Ext 101
Direct Number: (301) 254-1486

Website/Online Application
A Compass partner.  Responsive and competitive.

Cam Carson-Wagnon, PNC Mortgage

123 N Pitt Street #525, Alexandria, VA 22314
Work Number: () –
Cell Number: (703) 577-8175
Fax: (866) 260-7274

www.pncmortgage.com
Cam is responsive and competitive. She also does co0p loans!

Brittney Malsbary, National Coop Bank (NCB)

2001 Pennsylvania Ave NW #625, Washington, DC 20006
Work Number: (202) 349-7455
eFax: (800) 325-0912

Website/Online Application: www.ncb.coop/bmalsbary
Brittney can often lend on coops when others cannot.  Her specialty is coops though she can do regular loans as well.

Sean O’Boyle, Wells Fargo

7901 Wisconsin Ave, Bethesda, MD 20814
Work Number: (301) 318-4175
Fax Number: (855) 860-3949

Website/Online Application

Renovation/Construction Lender

Mya Tran-Harter, InterCoastal Mortgage

4100 Monument Corner Dr, Suite 220, Fairfax, VA 22030
Work Number: (703) 364-5644
Cell Number:  (703) 851-1810

Website/Online Application
Over half of Mya’s business is construction loan.  She’s a pro!

Greg Scholl, Prosperity Mortgage/Wells Fargo

7901 Wisconsin Ave, Bethesda, MD 20814
Phone Number: (301) 650-4418

http://www.gregscholl.com
He specializes in renovation loans and construction loans. He knows his stuff! Greg is a great resource for finding out about the construction loan process, whether FHA, Streamline or regular construction loan. It is a complicated process, and he is there the whole way through for his clients.

Scott Davis, Atlantic Coast Mortgage

4097 Monument Corner Drive, 6th Floor, Fairfax, VA 22030
Work Number: (202) 688-1784
Cell Number: (202) 486-8389
Website/Online Application
A Compass partner.  Scott is a great lender who I have used personally.  Processing and underwriting are done in office.  Can do construction and new build loans.